Savings

Savings Accounts

Every savings account at CSCU is insured up to $250,000 by the National Credit Union Share Insurance Fund. This fund, an independent agency of the federal government, also insures credit union IRAs up to $250,000. Savings options include:

  • Regular Savings Account
  • IRA Savings Account
  • Easy Access Money Market Account
  • Christmas Club Account
  • Vacation Club Account
  • Member Choice Account
  • New Generation Account

Regular Savings Account
See Rates | Savings Calculator

  • A $5.00 deposit into this account establishes your membership in the credit union.
  • $100 minimum balance to earn dividends
  • Dividends calculated daily paid quarterly

IRA Savings Account
See Rates | Savings Calculator

  • A $5.00 deposit into this account establishes your IRA Savings Account
  • Dividends calculated daily and paid quarterly
  • See IRA CD’s for better rates

Easy Access Money Market Account
See Rates | Savings Calculator

  • Earn a premium rate and have easy access to your money with our tiered money market account.
  • $2,500 minimum balance to earn dividends
  • Dividends calculated daily paid monthly
  • The money market tiers are based on your balance:
  • $2,500 - $7,499, $7,500 – $24,999, $25,000 +

Christmas Club Account
See Rates | Savings Calculator

  • Save for the holidays with this convenient savings account
  • Funds are released October 1st or November 1st just in time for the start of the holiday shopping season

Vacation Club Account
See Rates | Savings Calculator

  • Save for a vacation with this convenient savings account

Member Choice Account
See Rates | Savings Calculator

  • Have something special you’d like to save up for? You can choose the name of what you’re saving for with this savings account.

XYZ Youth Accounts
See RatesZoogles (0-11)xTreme Teens (12-18) | YA (18-22)

  • This savings account is designed for kids, teenagers, and young adults!
  • $5 minimum balance to earn dividends
  • Dividends calculated daily paid quarterly