CDs

Certificates of Deposits - Effective: September 7, 2010
Term	Rate	Annual Percentage Yield	Minimum Deposit	Early Withdraw Penalty
6 Month	.50%	.50%	$500	90 days interest
12 Month	.90%	.90%	$500	90 days interest
12 Month Super Kids	1.00%	1.00%	$100 min $2,500 max	90 days interest
24 Month	1.35%	1.36%	$500	180 days interest
36 Month	1.68%	1.69%	$500	180 days interest
48 Month	2.02%	2.04%	$500	180 days interest
60 Months	2.60%	2.63%	$500	180 days interest

IRA Certificates - Effective: September 7, 2010
Term	Rate	Annual Percentage Yield	Minimum Deposit	Early Withdraw Penalty
6 Month	.50%	.50%	$500	90 days interest
12 Month	.90%	.90%	$500	90 days interest
24 Month	1.35%	1.36%	$500	180 days interest
36 Month	1.68%	1.69%	$500	180 days interest
48 Month	2.02%	2.04%	$500	180 days interest
60 Months	2.60%	2.63%	$500	180 days interest