CDs

Certificates of Deposits - Effective: December 20, 2011
Term	Rate	Annual Percentage Yield	Minimum Deposit	Early Withdraw Penalty
6 Month	.35%	.35%	$500	90 days interest
12 Month Save to Win	.25%	.25%	$25	$25
12 Month	.50%	.50%	$500	90 days interest
12 Month Super Kids	1.00%	1.01%	$100 min $2,500 max	90 days interest
24 Month	.85%	.85%	$500	180 days interest
36 Month	1.05%	1.06%	$500	180 days interest
48 Month	1.20%	1.21%	$500	180 days interest
60 Months	1.85%	1.86%	$500	180 days interest

IRA Certificates - Effective: December 20, 2011
Term	Rate	Annual Percentage Yield	Minimum Deposit	Early Withdraw Penalty
6 Month	.35%	.35%	$500	90 days interest
12 Month	.50%	.50%	$500	90 days interest
24 Month	1.05%	1.06%	$500	180 days interest
36 Month	1.15%	1.16%	$500	180 days interest
48 Month	1.20%	1.21%	$500	180 days interest
60 Months	2.00%	2.02%	$500	180 days interest