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Do Not Delay Opt In Today
YOU MUST OPT-IN NOW in order for Community Schools Credit Union to continue paying your overdrafts for ATM withdrawals and debit card purchases made at a store, online or by telephone; due to new changes in government regulations. Please act immediately to insure that your overdraft privileges for these types of transactions continue without interruption.
Please note that even if you do not opt-in for overdraft coverage of your ATM withdrawals and debit card purchases, we may still pay your overdrafts for other types of transactions, including checks and automatic bill payments.
Overdraft Privilege Fees
We do not guarantee that we will pay every overdraft. If we do pay an overdraft, your account will be charged a $25 fee per item. (There is no limit to the daily fees we can charge for overdrawing your account.) In many cases taking advantage of Overdraft Privilege is a benefit to our members and helps eliminate the potential for returned check and NSF fees.
OPT-IN TODAY FOR CONTINUED OVERDRAFT COVERAGE
You must opt-in now to insure your Overdraft Privilege service is uninterrupted. Unless you act, we will not be able to cover your overdrafts for everyday ATM withdrawals and debit card purchases effective August 15, 2010.
Thank you for choosing Community Schools Credit Union! We look forward to provided you with excellent service for many years to come. Please do not hesitate to contact us if you have any questions: 231-733-1329.
Muskegon Teachers Credit Union Merges with Community Schools Credit Union
What is the timeline of the merger?
On June 10, 2010, Muskegon Teachers Credit Union will merge into Community Schools Credit Union and assume the same name. You will be able to continue conducting transactions at the current Muskegon Teachers Credit Union AND Community Schools Credit Union located at 1888 E. Sherman Blvd. Muskegon, MI 49444.
Are there any immediate changes that will impact my service?
Community Schools Credit Union has been dedicated to providing amazing customer service for more than 55 years. In addition to the products offered at Muskegon Teachers Credit Union you will have many savings, checking, loan, VISA, CD, IRA and insurance options available to you. You will also have 24/7 account access and many convenient electronic services to choose from. We look forward to serving you, your family, and your friends!
Will my account numbers change?
At this time, there will be no changes to your account number.
Will my direct deposit continue without interruption?
Yes. All direct deposit payments will continue to work exactly the way they always have without any interruptions.
If I have a loan, where should I mail my payments?
You may send your payments to Community Schools Credit Union 1888 E. Sherman Blvd. Muskegon, MI 49444
Will the phone numbers change?
You can reach your credit union at 231-733-1329.
Is there a website I can go to?
We invite you to check out our website at www.cscu1.org, there you will find amazing information on banking, loans, 24/7 resources, youth accounts and how your family and friends can become a member too! If you can’t find what you’re looking for online, stop in or give us a call
When can I use the Community Schools Credit Union branch?
Immediately! Stop by Community Schools Credit Union any time during our regular business hours. At the end of July you will be able to participate in shared branching where you can access your account at over 28,000 ATMs and 6400 Credit Union Service Centers throughout the United States and 160 local branches.
Who can join Community Schools Credit Union?
Community Schools Credit Union will serve anyone who lives, works, worships or attends school in Muskegon, Oceana, Ottawa, Kent and Newaygo counties.
What does this merger mean to me?
The newly merged organization is a combination of two credit unions that are strong and financially stable, joined together in order to provide you with increased convenience, greater financial resources, and enhanced products and services. We will continue to provide the exceptional customer service you are used to and make decisions that are in the best interest of all members.
Invest In America!
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For More Information Visit LoveMyCreditUnion.org.